So at the current rate of increase...a rate that has held steady for the last 20 years that means you gain 1 year. So you will pay this year what you would have paid last year, next year pay what you would have paid this year...and so on.Premiums will be reduced by as much as 10%, billions saved, spending less money, reducing the debt, and most importantly, small businesses will be thrown a lifeline with no big government mandate oppressing them.
BTW, premiums won't be reduced for same coverage. Any reduction seen will only come from less coverage. Less mental health coverage will lead to higher incarceration rates so you'll pay to put mentally ill people in prison which will cost more, just comes out of a different pocket. Reducing lifetime maximums will only lead to more cost shifting... as they say, you only get what you pay for.