Stock Advice Thread
- Thread starter dgtatu01
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I was thinking, if I put $10,000 in the S&P 500 and it goes up by 10% annually on average I could theoretically have over $100,000 in 25 years. That number could increase further if I put more money into it whenever I can.
Do I have the numbers right? This idea sounds great on paper but does it typically work this way? I feel like this is relatively low risk? One of the things holding me back is recession fears.
Do I have the numbers right? This idea sounds great on paper but does it typically work this way? I feel like this is relatively low risk? One of the things holding me back is recession fears.
In roughly 7.5 years at a 10% annual return rate, one doubles their investment.
1.1 y/x 7.5 = 2.04
Substitute 25 years for y variable = $108,347, assuming returns coincide with past market performance.
Yes....but granted economic downturns, etc, etc. You'll likely always come out ahead.......waaaay ahead......it could be worth 6 digits.......or it could not.......but it's absolutely worth it.
Also, as the saying goes, "Don't put all your eggs in one basket." You can minimize risk and maximize benefit with diversity.
Good stuff by Austin as always. Juv, 8% is normally used for likely returns, and lately some of the better gurus even think 4% is more feasible. Perhaps that will be the case with the last boomers leaving the job market and cashing in 401Ks slowly but surely, the China trade issue hangover, Brexit, political squabbling in this country like I’ve never seen in my 72 years, etc.
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Cramer discussed the entire industry being somewhat in trouble until legalization in the US, even then, winners and losers:
https://finance.yahoo.com/news/1-pot-company-canopy-growth-120232130.html
https://finance.yahoo.com/news/1-pot-company-canopy-growth-120232130.html
Good advice. Funny thing, a few CNBC gurus scoffed at ETFs despite Warren Buffet saying at his death his money for his wife would go into an S&P fund. Cramer has changed his tune lately from totally scoffing, now saying put your first $10,000 in an S&P ETF, then go with individual stocks.
BTW, I’ve admitted to a bad investing year despite all the indexes doing great this year. Recently, I backed off and put nearly 30% of my money in VOOG and VIG, and more importantly have diligently kept my finger off the Sell button, too much micro managing, not enough patience. It’s helping, not great but actually beating the indexes most days, recovering confidence...too much thinking time in retirement perhaps with no capital gains to deal with since I’ve strictly been playing with IRA money the last 10 years.
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Maybe that’s what is wrong with me, the rule is you eventually get too old to invest well at 72!
Nah. Recognition is half the battle.Maybe that’s what is wrong with me, the rule is you eventually get too old to invest well at 72!
A friend just told me that rule must have applied to him at age 45!
It's ageless. I learned it at age 39.
72/R=Y
R-Rate of return (8% historically)
Y- Number of Years to double your investment
TUP. Purchased 200 shares @ $9.65 on 11/04. Wanted that dividend. TUP suspended on 11/08. Screw them. Purchased 200 more @ 8.46 at opening bell on 11/11. Sold 400 shares less than an hour later @ $9.45. +$157 profit, I hate day-trading and hustling for such a small amount, but I'll quickly dump an issue if future total returns might come into question.
Purchased HI and BIG later. HI reported profits ^ 2% at COB yesterday. I nearly jumped into Hillenbrand 25 years ago. We'll see what happens with the MCRN merger. Analysts high on the combined entity.
Good luck everyone.
Purchased HI and BIG later. HI reported profits ^ 2% at COB yesterday. I nearly jumped into Hillenbrand 25 years ago. We'll see what happens with the MCRN merger. Analysts high on the combined entity.
Good luck everyone.
Sold off my UGI stock today that I didn’t like anyway and started a position with 100 shares of Cisco after it got beat up on their earnings report. Their earnings were actually good, it was the forward guidance that crushed them. I’m hoping I got in at a discount. At the least, I think it’s better than what I had.
Yeah thinking of buying more with another 3-5% hit. Solid dividend. The China business comes back at some point one would hope one way or another.
Weiss on the Halftime Report likes SWKS and CCI.
I don't invest directly but KLAC, AVGO and CSCO would be involved upstream and downstream one would think.
Started an IRA position in VTR today. It's a REIT that specializes in senior housing, medical office buildings, research and rehabilitation centers. I don't see these things going away any time soon or threatened by Amazon. Nice 5.4% yield as well.
That’s an interesting play. Have to look more into that. Those areas aren’t going away......shoot, with the baby boomers getting of age they’ll probably take off.
Schwab in talks to buy TD Ameritrade, CNBC reports.
I have accounts with both firms. Personally speaking, TD Ameritrade interface is much better and smoother.
I have accounts with both firms. Personally speaking, TD Ameritrade interface is much better and smoother.
Cool. I haven’t used either.....mostly just Fidelity.....but competition is good. I recently read this article in Kiplinger’s.
https://www.kiplinger.com/slideshow/investing/T052-S002-best-online-brokers-2019/index.html
Shifting gears, more interesting trivia from MarketWatch this morning.
This chart shows how Vanguard’s explosive growth has ‘taken on a life of its own’.
Wow.
I hold 2 fixed income accounts with Vanguard. The firm is not real flashy, but definitely produces results.
This chart shows how Vanguard’s explosive growth has ‘taken on a life of its own’.
Wow.
I hold 2 fixed income accounts with Vanguard. The firm is not real flashy, but definitely produces results.
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I agree about Vanguard. We have IRA's and a brokerage account where we keep our savings in a MM fund. It's a not a very solid and functional trading vehicle but we do own a few individual securities there.
A
anon_l8pbkn96tg3j6
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LOL...was happy with Ameritrade, but hated TD Bank...left to Schwab earlier this year.
BIG (Big Lots) popped this morning. I purchased 100 more shares yesterday at 18.75 Love Ohio-based corporations. Always have.
23.45 +4.27 (22.26%)
Pre-Market: 8:58AM EST
Life is good.
Happy Friday.
23.45 +4.27 (22.26%)
Pre-Market: 8:58AM EST
Life is good.
Happy Friday.
Found these from Kiplinger
https://www.msn.com/en-us/money/top...to-buy-for-2020/ss-BBYmJqA?li=BBnb7Kz#image=1
Dropbox
Paypal
Adobe
Amazon
FiveBelow
Salesforce
Sunova
Docusign
Etsy
StoneCo
Exact Science
https://www.msn.com/en-us/money/top...s-love-for-2020/ss-BBYhrRu?li=BBnb7Kz#image=1
Adesto
Avalara
Baker Hughes
BioMarin
Cleveland-Cliffs
Comcast
Conoco-Phillips
Crocs
Fortress Transportation
GoDaddy
Health Equity
L3Harris Tech
Marathon
Moderna
Myocardia
Proofpoint
Sunrun
T-mobile
Yeti
I know Kiplingers has a pretty good reputation, but what do you think about some of these picks. Anything that looks interesting? Anything that looks terrible?
https://www.msn.com/en-us/money/top...to-buy-for-2020/ss-BBYmJqA?li=BBnb7Kz#image=1
Dropbox
Paypal
Adobe
Amazon
FiveBelow
Salesforce
Sunova
Docusign
Etsy
StoneCo
Exact Science
https://www.msn.com/en-us/money/top...s-love-for-2020/ss-BBYhrRu?li=BBnb7Kz#image=1
Adesto
Avalara
Baker Hughes
BioMarin
Cleveland-Cliffs
Comcast
Conoco-Phillips
Crocs
Fortress Transportation
GoDaddy
Health Equity
L3Harris Tech
Marathon
Moderna
Myocardia
Proofpoint
Sunrun
T-mobile
Yeti
I know Kiplingers has a pretty good reputation, but what do you think about some of these picks. Anything that looks interesting? Anything that looks terrible?
I’m still 70% invested, market feels a bit full to recommend anything. One I hold that I think has promise is XROLF, foreign company, so information on it is slow.
I'm glad I threw money at AMD when I did.. #1 riser for 2019?
Looking at some tech index funds to do some dollar-cost-averaging. Just small amounts every week. Keep the 401k and Roth IRA going as well, but maybe use this money in 10-15 years.
Looking at some tech index funds to do some dollar-cost-averaging. Just small amounts every week. Keep the 401k and Roth IRA going as well, but maybe use this money in 10-15 years.
Hey lz,
That STNE you first made me aware of has been one heck of a trading stock since June. She looks like she's taking a breather before following through on last Thursday's move.
Wish I could say the same for the MITK name I passed on to you; after the Board turned down Paul Singer's takeover bid, it's been like a rotten apple, lol.
The semi's that went with last Jan have done well thankfully: AMD, MU, TSM, STM.
Noticing that software/cloud is starting to receive some money flowing into it, especially some of the cyber boys, I'm currently on a long swing with CYBR and RPD.
The precious metals (gold and silver miners) have done well since June and with an eye toward a weakening USD and an uptick in Global Growth this year, went bottom fishing earlier and continue building names such as FCX and SCCO (copper) and SLB and HAL (all that money that will flow out of treasuries, etc., may boost dividend-paying stocks), etc.
Technology, Healthcare and if a weakening USD plays out, look for commodities and energy to wake from their long slumber.
That STNE you first made me aware of has been one heck of a trading stock since June. She looks like she's taking a breather before following through on last Thursday's move.
Wish I could say the same for the MITK name I passed on to you; after the Board turned down Paul Singer's takeover bid, it's been like a rotten apple, lol.
The semi's that went with last Jan have done well thankfully: AMD, MU, TSM, STM.
Noticing that software/cloud is starting to receive some money flowing into it, especially some of the cyber boys, I'm currently on a long swing with CYBR and RPD.
The precious metals (gold and silver miners) have done well since June and with an eye toward a weakening USD and an uptick in Global Growth this year, went bottom fishing earlier and continue building names such as FCX and SCCO (copper) and SLB and HAL (all that money that will flow out of treasuries, etc., may boost dividend-paying stocks), etc.
Technology, Healthcare and if a weakening USD plays out, look for commodities and energy to wake from their long slumber.
A sleeper pick for 2020 could be the XLI (the industrials), i.e., the leading stocks that make up that sector.
MY big winners have been Amazon, Google, MasterCard and a Gold EFT (GLD), my only loser was LYFT, but it's coming back.
Dayton, wish I had held on to STNE! CYBR was another I did well with last year, had hoped it would fall more, but security is hot news right now, so I got some CRWD. I probably should take quick profits on it and TTD I just bought, dunno. PRFT is a tech digital conversion stock I own that has done well, did get back into NVDA recently in the semi area. I don’t feel very secure in so much tech, got some NEE re: energy, I’m probably too far behind to pursue commodities. It looks like 5G is getting pushed back on the calendars, sold part of my KEYS.
I should kick myself. I bought AMD and BABA back 2-3 yrs ago but wasn't nearly patient enough......bailed faaaaar too early.
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