FALSEya'll are literally being gaslit, lol
Imagine if you made $100k/year and had $140k in debt. Both you and your spouse decide to start paying down your debt and you come in bragging that you saved a few dollars. She would literally laugh in your face and rightfully so.
It would literally be a waste of both you and her time to scour your finances for a dollar here and a dollar there.
You need to look at your highest expenses and go from there.
So does my Brother-In-Law.Yes, my wife works for a contractor and has a secret security clearance.
Kind of like how “no one is committing voter fraud” but he’s against voter ID😂 So if it’s not happening then why are you so against it?FALSE
In personal finance, you need quick wins. It is psychologically motivating and gets individuals to find more ... increasing your snowball, or the size of your shovel. You clearly don't know shit about Dave Ramsey. As someone else said, look up the debt snowball. DA.
AAANNNDD. If these are such small potatoes, then why are you so against it?
You obviously don't listen to Dave Ramsey. His whole program is structured around the snowball method. Attack your debts smallest to largest, regardless of the interest rates. Put all you can towards the smallest debt first, while paying minimums on the others. then when that debt is gone, take that money you don't have to pay towards that one and focus on the next smallest debt. Focusing on the higher interest debts or bigger debts first can be defeating. When you start with the smallest and work your way up, you are able to celebrate the small victories quicker and build momentum. Saying that you found a way to save a little bit when you are in a big amount of debt is stupid. Every little bit helps.no you'd do it over time but small amounts are not going to do anything. If I owed 140k me cutting a few pennies or dollars isn't going to anything at all. It's just a waste of resources.
Yeah, that's the Dave Ramsey method and even he would say it's a waste of resources to focus on a few dollars when you can focus on cutting bigger expenses. Like say you had 1000 $2 expenses for a total of $2,000 in debt, versus a handful of $500 dollar debts for $2,500. The latter is 25% more money erased through 200x less work. That's efficiency.
Some things shouldn't be cut though, like USAID. The amount of soft power that org gives us for only a 40b/year investment. With us gutting that, China can just swoop in and get that soft power we just had.
I mean do you see what's going on atm. Employees are blocked from going into the USAID building. They received emails saying to not come to work. Musk and a bunch of 19 to 24 year old's are doing who knows what and we're letting them get away with it.
Well, it seems we're lifting the hood of the Dept. of Education next, but I'm sure it's on the to do list.
This is my favorite movie of all time (narrowly beating Shawshank).I absolutely believe it was intentional and said as such from the beginning. All of these countries magically in unison on this, all same type of people benefitted from it (globalist big government tyrants). The timing of it. Fauci/China gotta get this done by 2019.
Too coordinated.
Remember in V for Vendetta, the totalitarian government intentionally releases a bio weapon and presents itself as a savior by providing a cure? It’s like these psychos watched that movie and was like “Genius!”
i like Ramsey but very rarely listen. My son who lives in Nashville actually knows him...not good buds but knows him.You obviously don't listen to Dave Ramsey. His whole program is structured around the snowball method. Attack your debts smallest to largest, regardless of the interest rates. Put all you can towards the smallest debt first, while paying minimums on the others. then when that debt is gone, take that money you don't have to pay towards that one and focus on the next smallest debt. Focusing on the higher interest debts or bigger debts first can be defeating. When you start with the smallest and work your way up, you are able to celebrate the small victories quicker and build momentum. Saying that you found a way to save a little bit when you are in a big amount of debt is stupid. Every little bit helps.
What's the cutoff amount between what's a significant and insignificant waste of our taxpayer dollars?Today we were informed on this board that there was no point in trying to stop waste since it such a small amount compared to overall spending. Read this and see if you think that’s true.
376 million here, 1.5 million over there, 70K over yonder....tiny insignificant amounts.Absolutely sickening.
It bothers me to no end to owe anything, especially money. If I can't pay for it, I don't need it. If I want it bad enough, I will save for it. Been that way all my life.i like Ramsey but very rarely listen. My son who lives in Nashville actually knows him...not good buds but knows him.
I'd rather take my way of finances. Debt free...no mortgage, car payments, etc which includes multiple properties. Anything put on a credit card, etc...pay in full when the bill comes in. Large ticket item (if possible) pay cash.
No telling how much in interest, etc we've saved over the years......in addition to not having the worry/burden hanging over your head of a lot of debt.
It's not "Aid" at all it stands for United States Agency for International Development.Is this USAID bullshit “foreign aid”, or are there still tens of billions of direct payments to foreign countries to look at?
Why stop there? Let’s audit every department and find out where the money is going.Can you all imagine what an actual audit of elections in blue states would show?
My belief was always “will it actually be a fruitful endeavor “. Well, I think it’s proven that so far, but I cannot imagine how tedious it is to look at as I imagined itemized list from USaid among other places.What's the cutoff amount between what's a significant and insignificant waste of our taxpayer dollars?
Sounds like a lot of it was used to push and further the WEF/UN agenda.Another thought this morning, if the grift was so easy and obvious in Washington, and anyone who was politically connected could set up an NGO and collect taxpayer money, it kind of makes the Biden crime syndicate working for Ukraine and China looks even more treasonous. At least some of these NGOs were just stealing from taxpayers, not working on behalf of foreign governments (though I’m sure many were).
This is Project 2025. It’s exactly what they said they were doing. He put all of the authors in place in his administration. We warned everyone.I bet those liberals wish Project 2025 was happening instead of this.
Actually DOGE IS a real Government agency now since Trump created it as such by EO.
This is Project 2025. It’s exactly what they said they were doing. He put all of the authors in place in his administration. We warned everyone.
Speaks even more to her voters. And I’d bet anything she will be re-elected.
It’s incredible that when you’re a racist black person, there’s no consequences whatsoever and you’re given a TV show on MSDNC and CNN or elected as a Democrat.
I agree. A full audit of government is a necessity.Why stop there? Let’s audit every department and find out where the money is going.
My belief was always “will it actually be a fruitful endeavor “. Well, I think it’s proven that so far, but I cannot imagine how tedious it is to look at as I imagined itemized list from USaid among other places.
The democrat contingent that cries “republicans only care about the deficit when dems are in office” are going to be really quiet for the next couple of years.
People like him are rapidly becoming isolated. How can some be against responsible government and secure borders?Sammy stood agasp with back off hand to forehead, “we warned everyone!!”
Beautiful. My motto is "If I can't afford to pay for it in cash, I don't deserve to drive it "It bothers me to no end to owe anything, especially money. If I can't pay for it, I don't need it. If I want it bad enough, I will save for it. Been that way all my life.
Ha! Exactly, if this is what they have been crying about for that past year, hell yeah!If this is project 2025, well then I’m glad you dumbasses were finally right for the first time ever. This is great so far.
We all absolutely voted to gut the government.
I don't believe these people win their elections especially in California. It's whatever the Dems want it to say.Can you all imagine what an actual audit of elections in blue states would show?
No one is against those things and those are not all of what project 2025 is about.People like him are rapidly becoming isolated. How can some be against responsible government and secure borders?
But that’s now the de facto position of the Democrat party.
You should be ashamed to say such a lie. Your party has been on tv for days and weeks mad about deportations and this audit that Musk is leading.No one is against those things and those are not all of what project 2025 is about.
This situation also illustrates my fears for Britain and France. If an anti- Islamic government takes hold in either place and begins to take common sense action (forbidding Sharia, kicking them off welfare, shutting down radical mosques and clerics) Muslims will flood the streets and riot, forcing action. At that point, I don’t believe anyone will have the balls to arrest and deport them for rioting. That will be the white flag in Europe.