Me and wife combined are in an unbelievable amount of student debt, like combined we are over 600K in student debt. All from professional school thank god, as I had a full ride to UK and then in graduate school actually got paid 25K a year to be a TA, but no avoiding professional school debt unfortunately. We are actually better off than some of our classmates who had undergrad debt as well. So obviously this is a big deal to us.
What annoys me to no end is the interest. If I had started professional school one year earlier my interest would be 2.5%, but because of when I started its 6.5%, which is insane to me, and will end up costing me probably 400K extra when its all said and done when I pay it off in a couple of decades. Why the hell is the gov't making 6.5% off of my loan? That's insane. My mortgage is 3.5%, literally the government is making more off of me than my private bank, which just seems wrong on so many levels.
Not to mention I'm currently on the "income based repayment" which has debt forgiveness after 20 years of payments......unless you make above a certain amount. That will be the situation I am in, so I will not be eligible for debt forgiveness. That's right, I will be punished for actually taking out student loans for a high paying job, while others will have all of their loans forgiven for taking student loans they can't afford to ever pay back.