Since you are posting here, it is more likely than not that you are a Republican/conservative, yet you are proposing that those in power collude and conspire to take the free out of free market? Do you think about what you are typing before you press the keys? Please enlighten us with how this jibes with your personal ethos.
My observation is considerably broader than you suggest it to be.
I submit that, in its current manifestation, the NIL phenomenon is, rapidly, destroying CFB as we have known it and (here's the important part with regards to your response to my post), in the bargain, destroying the NIL Collective business model.
I have maintained since the advent of NIL that only a handful of teams will be able to sustain an elite level of NIL funding - and those teams won't necessarily be comprised of the traditionally elite programs of recent years. As a natural consequence, in short order, only a handful of programs will field teams that can, realistically, compete at this new super team level.
At that point, the old conference affiliations and the CFP that we have today will no longer make sense. Instead, those super teams might as well, and likely will, form their own nationwide league.
As to your free market allusions, ours is no where near a pure free market or pure market economy - and for good reason.
In pure free markets, in the absence of sensible regulation, the profit motive, inevitably, leads to diminished competition as, over time, monopolies and oligopolies are all that are left standing. Given the opportunity of no regulatory restraint, the more powerful players will choose to run their competition out of business through means that regulations would, otherwise, render illegal.
https://www.businessinsider.com/sherman-antitrust-act
NIL is a pure market right now. There are virtually no sensible regulations to prevent the outcome of CFB being "owned" by an oligopoly (just a handful of NIL collectives) - and headed toward the same end as any other Positive Feedback Loop system for which the output (i.e., product on the field and consumer interest therefore) becomes destablized.
Some structure/regulation/guidelines could result in a sustainable NIL model - a model that is better for more NIL beneficiaries and for whatever CFB is destined to become.
As an aside, enlighten us as to why you felt compelled to include in your post the provocative rhetorical question of "Do you think about what you are typing before you press the keys?" The comment added nothing of value to your post. So, why? In fact, I do.
By the way, I did chuckle at your impressive superman-like leap of logic: "Since you are posting here, it is more likely than not that you are a Republican/conservative..." You have an undeniable gift. Bless your heart.