I agree with your first statement. However, in today's society, we've seen many examples of racist statements from non-white Americans but it's assumed that only white (and, sometimes, only white men) can be racist. I personally don't believe that. I believe that anyone can be a racist. So, will this ESG credit score be applied equally across all races, genders, religious beliefs, sexual orientations or will there be a slant to favor one group over another, i.e., discrimination? We see reverse discrimination in college admissions all the time. Will this be another weapon to continue to set one race/gender/sexual orientation/religious belief against a different one? I, for one, am skeptical that this isn't just another social engineering ploy so that everyone is forced to say/act/speak/think the exact same way or suffer the consequences.