Thanks for the info.For context, I'm a financial advisor with 36 years at a major Wall St firm (you've heard of us).
If safety/low volatility are goals, most mutual fund companies have money market funds paying over 5%. Its a daily rate so it will come down as rates start creeping lower... but you have daily liquidity and the best return on short term paper in 15 years+. I use TSPXX, currently at 5.24%
As mentioned above, locking in a 1 yr CD is a solid option also: rates are very likely to be lower 1 year from now so you do bear some reinvestment risk.
Bonds/bond funds will rally next year assuming rates go down (which is likely). You'll earn "coupon plus", which is a fancy way of saying you'll earn the interest rate PLUS some appreciation. Again, a lower risk option (but not as safe as the above 2 options).
If you can stomach equities... well... that's a whole 'nother discussion lol.
BTW, most CPA's are NOT particularly knowledgeable about investment options: its not their area of expertise. Would you ask your attorney for medical advice?
My CPA seems to very knowledgeable in this area. He has lots of investments in many different areas, but I do understand why you say that. I don't take all his advice anyway.