Losing to Alabama in the SEC title game, but still having wins over ND, UL, UT, Florida, Georgia, USC, MS St, and whoever is the other West opponent in 6 years (Texas A&M?), would surely be enough for UK to make the playoffs at 12-1. Replacing ND with a program like Eastern Illinois could very well make the difference in that scenario.
Of course these are merely extreme "What if" type scenarios. If UL can remain a top 25 team, a program like Cincy or IU should be enough to outweigh the needing a program like ND scenario.
I just do not want to see UK have the miracle season. Win every game. Go to the SEC title game. Lose it. Then miss out on the playoffs due to overall SOS after playing a 6-6ish UL and 3 EKU type teams. I'd rather replace USM with a lower level P5ish team for now in a fertile recruiting ground (#1 choice = CINCINNATI, Others to consider that aren't in order, USM, IU, Purdue...) and increase the level of said P5 team based on the results UL puts up ALJ2-ALJ5. If UL takes a BIG slide, as I predict, scheduling a team like ND, Michigan St, Georgia Tech, WVU, or Miami makes a lot of sense to me as long as UK's success level continues to climb, as we have already seen since CMS took over the program.
I also think that scheduling Ohio on a 2 for 1 deal would be beneficial with UK's current recruiting in Ohio. An OOC of Year 1 = Ohio, UL, and @ Cincy, Year 2 = @ Ohio, @ UL, and Cincy, Year = 3 Ohio, UL, @ Cincy. With a cupcake added in like Akron, Miami (OH), Toledo, E. Michigan, etc. would be as good as I could possibly imagine for the immediate future, starting next season. Gives us at least 1 game in Ohio every year. That'd have to be appealing to all of the Ohio recruits that UK are going after over the next few seasons. Having 2 OOC road games once every 3 years is not ideal for the fans, but I think that having Ohio and UL one year and Cincy and UL both at home in another year would make up for that loss. Cincy and UL at home in addition to the SEC slate would sell more season tickets than UK ever has, if the winning continues along side a schedule like that.
ALJ = After Lamar Jackson.
All in my completely worthless opinion as always.