U.K. -2.5.
This assumes that you meant to say "in Charlotte" (as in North Carolina) which would be a neutral floor, and not "in Charlottesville" (as in Virginia) which would be a home game for U.Va.
At Charlottesville I'd guess the spread at U.K. +1.0.
This post was edited on 1/12 3:07 PM by Ripcord65